- Cash to Grow Your Business
Biz Funds
Turn your future credit card sales into cash today. Get $2,500 to $100,000 with flexible payments based on your actual sales volume.
Extra Cash Without the Concerns
Are you looking for a little extra cash for your business operations without the concerns of possible late payments or associated charges and penalties? Then Biz Funds is what you’re looking for.
We offer a quick and easy way to obtain cash by purchasing a portion of your future Visa/MasterCard receivables. With a variable payment structure, you’ll never have to worry again.
Fast Access to Cash
Get the money you need quickly to seize opportunities and handle challenges.
Money to Help You Grow
Invest in your business growth with flexible funding aligned to your needs.
No Set Payments
Payments are based on your Visa/MasterCard volume, aligned with your cash flow.
Automatic Deduction
No pesky checks to write - deductions happen automatically from your sales.
No Prepay Penalty
Pay off early without penalties or worry about late payment fees.
Simple Qualification
Easy requirements - just $2,500+ in monthly credit card transactions.
What Can You Use Biz Funds For?
Whether you need to expand, renovate, or handle emergencies, Biz Funds gives you the flexibility to invest in what matters most.
Additional Working Capital
Get the funds you need to keep operations running smoothly.
Equipment Purchases
Invest in new equipment to improve efficiency and capacity.
Advertising
Fund marketing campaigns to attract new customers.
Purchasing Inventory
Stock up on inventory to meet customer demand.
Seasonal Cash Flow
Bridge cash flow gaps during slow seasons.
Renovating or Remodeling
Upgrade your space to improve customer experience.
Opening New Locations
Expand your business with new storefronts or offices.
Buying Out Partners
Finance partner buyouts to take full control of your business.
How It Works
Simple, transparent, and aligned with your business cash flow.
Apply
Submit your application with basic business information and credit card processing statements.
Get Approved
We review your credit card volume and approve you for the largest amount possible.
Receive Funds
Funds are deposited directly into your account. Repayment is automatic from daily sales.
What Our Clients Say
"Biz Funds helped us renovate our kitchen without disrupting cash flow. The flexible payments made all the difference."
"We needed inventory for the holiday rush. The quick approval got us funded in days, not weeks."
Retail Store
"No fixed payments means we pay more when busy and less when slow. Perfect for our seasonal business."
Auto Shop
"I was able to buy out my partner and take full ownership. The process was simple and stress-free."
Salon Owner
Frequently Asked Questions
How does the program work?
Island Tap Solutions Biz Funds provides small business owners the ability to raise needed capital. We provide funds by purchasing a pre-determined amount of your business’ future Visa/MasterCard sales volume. We retrieve a fixed percentage of your daily Visa/MasterCard sales when they are settled at the end of the day – it’s as straightforward as that.
Is Biz Funds a loan?
No, this is not a loan. It is a purchase of future receivables. We purchase a portion of your future Visa/MasterCard transactions, which means no fixed monthly payments and no interest rates to worry about.
How much can I get?
The amount of Visa/MasterCard receipts purchased (from $2,500 up to $100,000) is determined by your average credit card volume over a select period of time. We will approve your business for the largest amount possible based upon the documentation provided.
How do I know if I qualify?
You must have been in business for the minimum period of time required, have at least $2,500 in Visa/MasterCard transactions per month, and meet a few other simple requirements. Most businesses that accept credit cards qualify.
How quickly can I receive funds?
Once approved, funds can be deposited into your account within days, not weeks. Our streamlined process ensures you get fast access to the capital you need.