Join the 100+ businesses leveraging Island Tap Solutions
Complete Merchant Fraud Protection with Island Tap Solutions
Shield Your Merchant Account from Fraud
Island Tap Solutions powerful suite of credit card, debit card, and eCommerce fraud prevention tools identifies fraud and protects you from risk.
Behavior & Velocity-Based Risk Analysis
Monitor fraud before it happens.
- Track customer behavior patterns and flag unusual transaction speeds or volumes.
- Detect bots, card testing, and repeated attempts before they escalate into chargebacks.
- AI-driven velocity checks learn over time to stop evolving fraud tactics.
Prevent Identity Abuse & Stolen Cards
Stop high-risk activity at checkout.
- Analyze transaction-level details instantly: IP, device, shipping, billing ZIP, CVV, and more.
- Compare current actions to past behavior for signs of identity theft, synthetic fraud, or account takeover.
- Automatically flag suspicious transactions for review — or block them instantly.
Card-Not-Present (CNP) Fraud Monitoring
Shield online payments and mobile checkouts.
- Tokenize card data to protect sensitive info.
- Use address and zip verification (AVS) and CVV/PIN checks.
- Ideal for eCommerce, telehealth, remote billing, and mobile-first services.
Fast Integration for Any Merchant Platform
API-Ready
Our platform is fully equipped with developer-friendly APIs, making it simple to connect your preferred tools, software, and business applications directly to your payment gateway or virtual terminal.
No-Code Dashboard
Access a comprehensive view of your customers' activity through a streamlined dashboard, featuring customizable reports to help you manage potential risks effectively.
Friendly Fraud & Account Takeover Prevention
Friendly fraud occurs when a cardholder disputes a legitimate purchase—either by mistake, because they don’t recognize it, or intentionally, to get a refund while keeping the item. Island Tap Solutions helps prevent both by:
- Flagging and identifying patterns of refund abuse, misuse of policies, false claims, and inconsistent customer behavior across accounts and devices.
- Preventing "Order Not Received" chargebacks with automatic shipping and delivery updates.
- Customizing billing descriptors and notifications to reduce confusion and disputes.
Built for the Needs of Growing Merchants
The Island Tap Solutions Advantage
Secure Customer Vault
Safely store card-on-file details for faster repeat transactions.
Centralized Dashboard
Process payments, track invoices, and access detailed transaction histories from any device.
Quick Approvals
Get approved within 24 hours through our proprietary underwriting technology and start selling ASAP.
No Hardware Dependency
Remove the need for card readers or physical terminals to make a sale.
Smart Risk Management
Flexible settings that protect your business across all scenarios while proactively detecting and stopping suspicious activity.
24/7/365 Support
Our dedicated on-call client success team and user-friendly self-service tools are here whenever you need.
What Our Clients Say
"My terminal was fried from a power surge. They quickly resolved the issue sending me a new terminal for the next day."
"Great customer service. The entire process was smooth from beginning to end. I am very thankful and grateful for them."
"My request and form submission got handled quickly and smoothly. Thank you!"
"The attention was very good. I felt very comfortable in the whole setup. Very professional."
43% Growth in Net Sales
Sales climbed 43% in the first five years since partnering with BrinSendPay.
10x Faster Payments
BrinSendPay’s advanced tech increased payment speed more than tenfold.
90% Issues Resolved Remotely
Updates and fixes happen instantly. No downtime.
Frequently Asked Questions
What is merchant fraud protection and how does it work?
Merchant fraud protection is a set of advanced tools designed to safeguard your business from fraudulent activity. This includes tokenization to secure payment data, Address Verification Service (AVS) to confirm customer details, PIN verification, and filters that monitor transaction volume and thresholds. It also uses behavior and velocity analysis to spot suspicious patterns, automated software to detect fraud in real time, alerts for potential chargebacks, and automatic blocking features to prevent fraudulent transactions before they happen.
How is merchant fraud protection different from consumer fraud protection?
Merchant fraud protection is designed to shield businesses from fraudulent activities, including managing chargebacks to safeguard against disputes. In contrast, consumer fraud protection aims to protect individuals from issues such as identity theft and unauthorized transactions.
Can merchant fraud protection help prevent friendly fraud and false chargebacks?
Yes, Island Tap Solutions merchant account prevention helps handle chargeback disputes by automatically detecting disputes, analyzing their root causes, and helping to resolve them.
Is Island Tap Solutions fraud prevention software compliant with PCI and other standards?
Yes, Island Tap Solutions adheres to Payment Card Industry Data Security Standards, ensuring the security of your and your customers’ data.
How fast can I implement Island Tap Solutions fraud solution?
You can set up our fraud solution the same day the gateway is set up.
Payments You Can Trust, Peace of Mind You Deserve
Start accepting payments instantly. Join the 100+ businesses leveraging Island Tap Solutions.